Jessica Tanem

Head of BaaS Compliance Emigrant Bank

Jessica A. Tanem is the Head of BaaS Compliance at Emigrant Bank. Having over 25 years of banking experience, she now specializes in regulatory compliance for both traditional banking and fintech programs. She is passionate about translating complex regulations into practical, business-friendly solutions that drive growth while protecting corporate integrity. Her leadership on company initiatives helped launch new product offerings at multiple organizations. She holds a J.D. from Mitchell Hamline School of Law. When she's not demystifying compliance, you can find her spending time with her family or volunteering for various organizations.

Day 2: Elevating And Personalizing the Customer Journey

9:40 AM KEYNOTE PANEL: Banking as A Service: Forming Effective BaaS Partnerships to Increase Deposits and Expand Banking Services

The Banking as a Service (BaaS) market was valued at $18.6 Billon in 2024 and is only expected to grow as companies compete for space in people’s digital wallets. BaaS offers a chance for digitally mature banks to expand their customer base with low effort by serving as a sponsor bank to digitally native platforms, e-commerce brands, ride hailing, device loans and more.

Join this panel of BaaS leaders to discuss lessons learned on:

Creating a profitable revenue model to spread costs and profits across the bank, network, processor, and the outside company’s (e-comm, nonfinancial brand etc.) from the outset.
Adopting and/or building APIs to provide more seamless integration with third party payment and wallet services.
Ensuring partnerships are fully compliant with jurisdictional rules and operate with appropriate licenses.
Working closely with processors as program managers to facilitate seamless authorizations, and other complex processes between partners.
Building a digital first brand that reduces overhead and appeals to new customers less likely to visit branches

Check out the incredible speaker line-up to see who will be joining Jessica.

Download The Latest Agenda