As financial institutions confront rising customer expectations, margin pressure, regulatory complexity, and accelerating innovation, incremental transformation is no longer enough. The future belongs to banks that can operate as truly end-to-end enterprises—where data flows seamlessly, AI drives intelligent decision-making, and silos give way to connected execution.

In this session, Erin Earl, Industry Executive Advisor for Financial Services at SAP, will explore how AI- and data-driven operating models are reshaping banking from front office to back office. From real-time insights and intelligent automation to integrated finance, risk, and operations, Erin will share industry trends and practical strategies that help institutions move beyond experimentation and embed AI at the core of how the bank runs.

Attendees will gain perspective on what it takes to modernize legacy landscapes, connect fragmented processes, and build a resilient, agile foundation for growth. The message is clear: the winners in digital finance will be those who harness AI and data not as point solutions, but as the backbone of the end-to-end bank.